True Education and the Path to Wisdom | Education

Education is a slow process. There can be no shortcuts to a true and valued education. The acquisition of knowledge is not something to be confused with education. Factual learning and the development of knowledge-based learning is relevant in the process of acquiring an education, but this is merely a step in a process that never ends. The pursuit of knowledge and the acquisition of knowledge can at times be more ornamental than anything else, yet oftentimes is still coined, or regarded, as education.True education extends far beyond the acquisition of knowledge, and is more than vocational training or preparation. Much of modern day forms of advanced education are vocational training that is essentially more or less preparation to qualify a student for entry into a particular career field. This too is oftentimes regarded as education, however, true education, similar to the acquisition of knowledge, is much more than this.The acquisition of professional or vocational training through institutions of higher learning is driven by the desire or intent to “succeed” in modern society through means of professional advancement and accomplishment. Material effects, tangible results, numbers, and power, however, determine such advances, and forms of professional success. An education that concentrates emphasis on such outcomes, or is in such a way goal orientated, is not in line with what might be referred to as a traditional or classical form of education.Modern education is easily compared to a business whereby the objective is to teach efficiency according to the capitalist code of social function. In this sense education is being used as a means to a certain end, rather than according to the more classical and traditional intention of aiding an individual in personal development and human growth intended to discipline the mind and ennoble the spirit.What is typically considered to be education by modern standards is more often than not that which is geared toward success and profit, which translates into social image and status, which is then used to convert social groups into a certain form of belief system. This is not the true definition of education. This is formalized training. Compared to classical subjects such as philosophy, the study of science, medicine, and most recently trade and commerce, or business, as education are relatively new forms of what are commonly accepted as education.True education, however, transcends all categories and subject areas that are taught, practiced, or trained. It is a way of life. It is an approach to living; a way of thinking and operating that comes from a slow maturation over time. As there are no short cuts in education, it is not so much what you have studied, and what you have learned, so much as it is what your studying and learning has taught you about yourself, life, the human condition, and moral values.What in modern society is today considered formal education should, ideally, only be considered an introduction to a person’s true education. The pursuit of understanding and the continued application of what one has learned in his or her own life and mode of living are a form of true education. It is something that if continued throughout one’s life carries the potential to yield the most precious results that are to be offered from the pursuit of education itself.True education is a combination of how a person approaches life, lives their life, values their life, and learns from their life’s experience. Knowledge can be deceiving. True education must involve a form of self-mastery, whereby there exists a result that impacts behavior. The pursuit of knowledge may often be ego-driven, and a side effect of vanity. Knowledge or professional training, regardless of the field, do not necessarily equal education. Education is more a form of behavioral reform that arises from introspection, self-analysis, and understanding, which can only truly take place slowly, over the span of an entire lifetime.

Action Plan to Financial Freedom (Part-1) | Financial

We often dream about financial freedom, we want to and more often talk about becoming financially free. But how many of us actually do something different to achieve this dream? Without a concrete action plan, and clear define road map, no matter how ambitious is the dream, chances of becoming financially free will almost equal to none. Without a clearly define road map to follow, one will soon forget the dream of freedom and go back to live their normal daily life. Action plan can be constant reminder serves to remind a person of his objectives, goal and estimated deadline. Besides, in journey to become financially free, you will want to review your progress against the action plan to see how much progress you have made and how far away you are from your goal.In order to become financial free we need to know what is the definition of financial freedom. Financial freedom being the ultimate goal, of course, before achieving that, we need to know the two pillars supporting the freedom; these are financial stability and financial security. The two pillars are the basic fundamental of being financially free; it is like the foundation of a skyscraper that is built on a strong concrete foundation, in case of financial freedom, it is built on financial stability and security. In short, in order to achieve financial freedom, we must first achieve financial stability and then financial security.Definition of Financial Stability Financial stability is achieved when one person is able to live his life without income for 6 months or more. Wealth is measured by time instead of amount of money you have. Take the example of a fashion designer whose monthly income of 10,000 with monthly expense of 8,000 and a school teacher who only earns 2,000 with monthly expense of 500. Who do you think live a more stable financial? The answer is the school teacher. If both person lose their job, the fashion designer who lives a high maintenance life style would not live through a month to go bankrupt, but for the school teacher, with a saving of 1500 per month in minimum, she can easily live for another 3 months without active income, this provide her ample of time to look for new source of income. In the first step in our road path to become financially free, we need to make sure we are financial stable before we can talk about financial freedom.Action Plan to Financial Stability: Now think. If you have less than 6 months to go into bankruptcy without a job, you need to start doing something. Below are some typical scenarios:
If you are living on a mountain of credit card debt, and you can’t seem to reduce the owing balance each and every month, you have to do something different. From you credit card bill, list out items that you don’t need to spend. Without this desire items, it is easier to pay off the credit card.
When you can’t seems to save even though you are not on any retail/credit card debt. This happens when you pay yourself last. In order to save, you need to pay yourself first. Every month when you get your paycheck, put aside a percentage into saving first and spend the difference. An average person will do the opposite that’s why they can never save, and the worse is they don’t even know where the money goes.
In the action plan, one needs to state how much money to allocate in each month to clear off debts with a deadline. Only after all accumulated debts are cleared off, one can start saving for financial stability. Subsequent action plan needs to find out total expense of one self. Since financial stability is defined to be ones ability to live through 6 months without any income before going into bankruptcy, thus the amount of money to achieve financial stability will be total expense times 6 (months), let us call it Financial Stability Amount Requirement FSAR. Next, state how much money you committed to save every month, and let’s call it monthly saving commitment MSC. With all these figures: FSAR and MSC, one can easily find out how long he/she needs to achieve financial stability. Simply divide FSAR by MSC. The result of calculation is the duration (in month) required to achieve financial stability, one will know exactly the date he/she obliges to achieve financial stability. Now with the action plan in place, a committed and disciplined person will only have to follow it and ultimately achieve it.


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